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Some people like to read and don’t want to talk to anyone.If you already created an account and provided your credit information, you can also remove that account and add one at a later time. Sometimes there are people that feel more comfortable contacting customer service. This way you can get all your questions answered and you will get a positive experience using your Roku device.Some of us still can’t find that skip, I’ll add later button. You can also contact Roku (888) 600-7658 and let them know that you don’t want to add any personal Credit Information at this time.It’s pretty simple to bypass the credit information. https://com/signup/nocc People were commenting about tips because apparently, just clicking on the link doesn’t seem to work anymore.Stelly’s tip is the same, but she added way cool humor to her tip, I just couldn’t leave her out as she was the first to make this suggestion. I just wanted to thank all the people who left comments and also to the people leaving tips to help others create a Ruko account without using a credit card. 🙂 once you get to the credit information you can scroll down and just click the “Skip, I’ll add later” button.