Consolidating canada student loans dating sarah marshall cast
You might need to do one or both of these, so get familiar with what they do (and don’t do) for you.
Make a quick amortization table for each loan including your existing loan, and go with the option that works best for you.
That single fixed rate will apply to the debt you consolidate, which may or may not matter.
Iif you had one loan with a high rate relative to other loans, it might be better to pay that off aggressively instead of adding it to your consolidation loan.
In the private market, lenders might be willing to compete for your loans, and you can get a good deal if you have good credit.
Since credit scores change over time, you might be able to do better now if you’ve been making payments on time for several years.