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Keep in mind, there are many different credit scoring systems with different scales; a “good” credit score depends on the scoring system.The credit score displayed in Alliant Online Banking is Vantage Score®.However, we may refuse or reverse a transfer that exceeds these limitations and may suspend or close your account.You will need to go through a setup verification process before you can make the first transfer to & from another financial institution.Incoming transfers received by pm CT will post at Alliant by pm CT.From Alliant If you initiate an ACH transfer through Alliant online banking before pm (Noon) CT on Monday from your Alliant account, the funds will be drawn on or around pm (Noon) CT on Monday and will post to your other financial institution's account on Tuesday morning.The Alliant Budget & Planning Tool shows you the categories you spend the most on (dining out, groceries, travel, etc.) as well as helps you visualize your revolving cash flow and net worth.You can also access the tool through our Alliant Mobile Banking App which is available on smartphones and tablets using Apple i OS or Google Android™.

Actual posting times at other financial institutions may vary.

The only difference is they are delivered securely through Online Banking instead of through the mail. Please refer to the Alliant Fee Schedule for a complete list of these types of fees.

An Alliant checking account is required for use with Alliant Bill Pay. As a valuable part of membership, Alliant provides members their credit score free of charge Your credit score is a key indicator of your creditworthiness, representing the likelihood to meet or become delinquent on a credit obligation in the future.

A preauthorized transfer includes any arrangement with us to pay a third party from your account upon oral or written orders including orders received through the automated clearing house (ACH).

You can make unlimited transfers at an ATM, in person at a Service Center, through the mail or to any Alliant Credit Union loan.

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Please note ACH transfers are not immediate and follow the Automated Clearing House (ACH) network timeline and cut off times.

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